Track every flow of money, in your currency.
A personal finance tracker built for people whose money crosses borders. Native multi-currency, historical FX rates, beautifully private. Free, forever.
No credit card. No ads. No data selling.
What it does
Built for everyone whose money crosses borders.
Most expense trackers were built for one currency and one country. Currents was built for everyone else.
Native multi-currency
Fifty-plus currencies, not as an add-on. BDT, INR, PKR, AED, NGN, BRL — every account stays in its own currency, with totals converted to whichever base you choose.
Historical FX rates
A 5,000 BDT lunch in March stays at March's rate. Reports never silently shift when exchange rates move. Daily snapshots cached locally, with weekend-aware fallback.
Cross-currency transfers
Moving money from your USD account to your BDT account? Record both amounts. Currents shows the implied FX rate and keeps each side accurate.
Budgets that respect reality
Weekly, monthly, or yearly periods, anchored on any day — useful for mid-month salary cycles. Optional rollover for unspent budget. Live pace tracking.
Reports that tell a story
Income vs expense over time. Category donut charts. A GitHub-style spending heatmap. Compare any period to the previous. Designed for understanding, not impressing.
Private by default
Hide-balance shortcut hides every amount instantly. CSRF, rate-limited auth, encrypted transit, soft-delete with restore window. No ads, no tracking, no selling data.
How it works
Three steps to start.
No setup wizard with twenty screens. Currents is designed to disappear into your routine.
01
Pick your base currency
Tell Currents which currency to convert totals into. USD, EUR, BDT, JPY — pick the one your life is mostly in. You can change it anytime.
02
Add your accounts
Cash, bank, credit card, digital wallet, investment — each in its own currency. We track balances and net worth automatically.
03
Log money as it moves
Add expenses, income, and transfers as they happen. Currents handles the conversions, the budgets, the reports. You just record what you spent.
“Every expense tracker I tried assumed I lived in one country. I don't. Most people don't. So I built one for the rest of us.”
Sabbir
Founder of Currents
Ready when you are
Start tracking money the way it actually moves.
Free forever for personal use. No credit card. Two minutes to set up.